The Cost of Health Law's Premiums

This application obtained by The Associated Press shows the short form for the new federal Affordable Care Act. (AP Photo/J. David Ake)

This application obtained by The Associated Press shows the short form for the new federal Affordable Care Act. (AP Photo/J. David Ake)

WASHINGTON (AP) -- It's the No. 1 question about President Barack Obama's health care law: Will consumers be able to afford the coverage?

Now the answer is coming in.

The biggest study yet of premiums posted by states finds that the sticker price for a 21-year-old buying a mid-range policy will average about $270 a month. A copy of the study was provided to The Associated Press.

That's before government tax credits that act like a discount for most people, depending on their income.

List-price premiums for a 40-year-old will average close to $330, the study found. They're nearly double that for a 60-year-old, $615 a month.

The study by the private data analysis firm Avalere Health points to a competitive market emerging, said lead author Caroline Pearson, with big price differences among age groups, states and even within states.


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