If you think you're saving money by not using your credit card---- think again.
Credit card companies piling on new fees for inactivity or for using your card outside the United States.
For example--- Fifth Third is charging a $19 fee if there's no activity on your card for 12 months.
Discover is also tacking on a 2% fee for purchases made outside the country.
Check with your credit card issuer to see if there are any new fees you need to be aware of.