Insurers Win Supreme Court Case Over Rogue Drivers

By: Associated Press
By: Associated Press

LANSING, Mich. (AP) -- The Michigan Supreme Court has ruled in favor of insurance companies in two cases that involve drivers who crashed cars when they didn't have the owners' permission to get behind the wheel.
The court's Republican majority said Tuesday the drivers don't qualify for insurance benefits, even if they weren't stealing the cars.
The court ruled in a case from Kent County where a man crashed his father's car. Craig Smith Jr.'s girlfriend was driving but he talked her into letting him take over, despite not having a license.
A second case from Ottawa County involved a man who was excluded from his wife's insurance policy. He drove the car anyway and crashed.
The Supreme Court overruled decisions by the state appeals court, which said the drivers were eligible for benefits.


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  • by Anonymous on Aug 1, 2012 at 10:07 AM
    What does this mean for Michigan drivers? How does this decision affect the coverage of drivers?
    • reply
      by Anonymous on Aug 6, 2012 at 05:15 AM in reply to
      This means that a individual will have to file theft charges against someone who drives their car without permission to get the insurance payout. Grand theft auto or insurance payout, your choice???
  • by Anonymous on Aug 1, 2012 at 09:26 AM
    Good, this means my insurance rates will go down because of uncovered drivers 'using' cars that they are not on the policy.
  • by T Location: Lansing on Aug 1, 2012 at 05:33 AM
    Congratulations to all parties involved in this case from beging to end...! Was a great outcome...
  • by Amy Location: Okemos on Jul 31, 2012 at 07:52 PM
    Congratulations to the attorneys at Willingham & Cote' for your amazing work on this case.
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