Auto Insurance Overhaul May Be in Trouble

By: Associated Press
By: Associated Press

A Michigan legislative panel has approved a bill that would end unlimited lifetime medical care for people seriously injured in car crashes.
Premiums would drop at least $125 in the first year under the measure being pushed by Republican Gov. Rick Snyder and the Legislature's GOP majority. All motorists would get $1 million in coverage.
The bill approved Thursday by a House committee is different from one that stalled in 2011. But it's still going to run into opposition in the GOP-led House because not every Republican is on board and Democrats fiercely oppose the plan.
Michigan is the only state that offers unlimited medical benefits for catastrophic auto injuries and rehabilitation. The assessment costs motorists $175 per car per year and is rising to $186 this summer.


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  • by Name Location: Location on May 6, 2013 at 08:34 AM
    Good for you, Maria! Then YOU continue to pay an extra $186 PER VEHICLE PER INSTALLMENT to have your unlimited benefits just in case you wad yourself up bad enough to need it. Just don't draw YOUR benefits from MY policy! For myself, I'd rather save the money and continue to drive safely, defensively, and UNDISTRACTED so that I don't catastrophically injure myself or someone else! The only thing this BOONDOGGLE of a fund has done is contribute to society's lack of responsibility and at HUGE cost to everyone, even those who aren't causing the problem. You want it? Then YOU pay for it!
  • by Anonymous on May 6, 2013 at 07:07 AM
    Gayla because it would so costly to buy that type of insurance no one could afford it. So you would have to pay for a policy that has a cap on the insurance.
  • by anonymous Location: howell on May 5, 2013 at 01:46 PM
    maria, with obamacare there is no 1000000 cap on insurance benefits anymore.
  • by Katie Location: Stockbridge on May 3, 2013 at 03:17 PM
    There's no guarantee you'd save any money, only giving up your benefits. Look at other way to cut insurance costs.
  • by Gayla Location: Portage on May 3, 2013 at 01:06 PM
    Well my first comment is if they are going to be saving 186.00 per policy then why are our decrease only going to be 125.00. Second why don't they offer a rider on your own policy you could purchase if you wanted lifetime coverage regardless of whose fault it was.
  • by Maria Location: Concord on May 3, 2013 at 09:04 AM
    I will gladly continue to pay the $186 a year. Critical care, rehab, physical therapy, and long term care is HUGELY expensive. A million dollars in medical care would be gone in DAYS and then what? You sell your house, empty your bank accounts, end up on Medicaid with nothing. Only the insurance companies win.
  • by Name Location: Location on May 3, 2013 at 08:36 AM
    My insurance bill would be cut in half because I have PLPD and had no accidents or tickets. I do hope that this pass.
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