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Posted: 7:52 PM Apr 21, 2011
Suspected Forged Mortgage Documents Found in Mid-Michigan
We're learning more about a statewide investigation into suspected forged mortgage documents. In the last few days, more than 100 of those documents have been discovered in Mid-Michigan and the investigation continues. One homeowner victimized speaks out.
Reporter: Rachel Thomas Email Address: rachel.thomas@wilx.com |
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The Bristle family is one of hundreds of thousands in Michigan whose financial set-backs made it impossible to meet their home payments. Even their last chance, mortgage modification payment escalated far above what they can afford, and they had to decline it.
"They're not willing to budge on this last modification process we went through, so declining it is leading to foreclosure. It's almost like they know it's not possible and so they are just pushing us to foreclosure point," said Leslie homeowner, Marianne Bristle.
But the question for Marianne Bristle is who owns their mortgage and who is forclosing on their home.
"American Home Mortgage Servicing, Inc. is who's servicing our mortgage. But when we ask who the actual owner of our mortgage is, they tell us they don't have that information," said Bristle.
At the Ingham County Register of Deeds Office, News10 found the "Assignment of Mortgage" document for the Bristle family home. The document says the mortgage is owned by Wells Fargo Bank and was signed over by Linda Green---a name found on documents across the country now suspected to be forged.
"Anyone who looks at the signatures of the Linda Green ones for example can tell that obviously several people signed them, not just one person committed forgery but several," said Ingham County's Register of Deeds Curtis Hertel.
In the last few days, counties across Michigan have started searching for possible forged mortgage documents. So far, Ingham, Eaton, Clinton, and Hillsdale Counties have found questionable documents signed by Linda Green and others. Jackson County will start it's search this week.
"We're only the tip of the iceberg with this problem. We're probably going to see across the country the same exact thing going on," said Hertel.
Though victims of this fraud are angry, they say they are also relieved to find some hope.
"For me it gives me a boost to help me get through what we've been going through. To know that everything that has happened to us is not completely because we messed up," said Bristle.
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The register of deeds in several counties say it's difficult to locate and contact victimized homeowners of this fraud. They recommend going to your county's register of deeds website and looking at your mortgage assignment document. If you find the company "Docx" or signatures with "Linda Green" or "Tywanna Thomas" on that document--- you may be a victim.
The Michigan Association of Register of Deeds plans to file a criminal complaint with the Michigan Attorney General's office in two weeks.
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