Margaret Brannan is just one of the several seniors who rely on Social Security to live a comfortable, healthy, retired life.

But Brannan does think life, as she knows it, could change this year.

"I'm not worried about it, but I'm concerned about it," Brannan says.

She is one of the more than 50 million Social Security recipients who won't receive a cost of living increase this year.

"I wish they would go up so that people had an easier way of going," she says.

The reason it isn't rising is pegged to inflation, which is actually negative this year. Stepheni Schlinker of the AARP says that's irrelevant though when it comes to seniors.

"They still see inflation in health care costs and their prescription drug costs, so their costs still rise even though inflation is staying low," Schlinker explains.

They aren't out of luck though.

On Wednesday, President Obama called for a second round of stimulus payments of about $250 for seniors, vets, and people with disabilities.

And while Barran doesn't think the payment will rival the increase seniors are used to, she knows it's a 2% increase and will certainly help.

"Any extra that they can get will help," Schlinker says.

A surprising senior setback that they never thought they'd have to deal with.