For the past two weeks Bill Krieger has been trying to right a wrong.

"I spent an hour on the phone with with bank, only to get cut off, then I called again and spent several hours on the phone," Krieger said.

Out of no where JP Morgan Chase served him with a foreclosure notice, but the thing is the Army National Guard captain has been making payments on his Holt home, on time, for five years.

"They told me it was their error and they would take care of it," he said. "Then I got a letter that I owed $7,000. I guess their idea of fixing it was just making it worse."

To this day he has no written proof this problem has been resolved, in fact his credit report suggests otherwise.

Adeline Metzler from the Center for Financial Health said often times when banks make the mistakes, it's difficult for customers to fix them.

"We had a lender that didn't apply the payment properly and threw [my client] into foreclosure," Metzler said.

Metzler said she's dealt with three similar stories in just three weeks thanks to bank error.

"If you don't get immediate help, you really should go to a housing counselor," she said.

"This is what we're talking about when we say Main Street needs help over Wall Street," Virg Bernero said Friday.

Bernero said 23 other states have judicial review of foreclosures; he's calling for an all out moratorium in this state.

"In Michigan we don't have those protections," Bernero said. "We just say we trust banks, but I think they've demonstrated they can't be trusted."

Bernero said he's vowed to help Krieger if he needs it, while Krieger hopes it's a lesson to other homeowners.

"If it can happen to me, it can happen to anyone," he said.

Krieger enlisted the help of Cooley Law School in this matter, they have a service for military families.

Metzler said if something like this happens to you, it's crucial you talk with a foreclosure counselor to get help.

Krieger's wife and 21-year-old son are currently serving in Iraq.