Flood Insurance

By  | 

The cleanup is far from over for some Mid-Michigan residents, and now they are dealing with the financial headache left from the severe weather.

Homeowners say they just expect their insurance to cover the damage. Under this insurance, residents could get coverage for their sump pump failure and sewer and drain back-up.

But insurance agencies say to cover flood damage is difficult. They say they would have to spread a significantly higher cost to all with homeowners insurance.

They also may not be able to pay for all the claims for widespread flooding, making the agencies financially unstable. Some agencies say you can buy flood insurance.

There is a 30-day waiting period and the cost fluctuates depending on where you live.