Zero, Zero, Zero

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General Motors announces its latest round of incentive offers Friday.

The incentives waive down payments and interest charges and require no payments for three months on a new car or truck.

The automaker's "Zero, Zero, Zero" program was scheduled to expire Thursday, but has been extended until January second for qualified buyers on all remaining 2002 models and most 2003 models financed with 36-, 48- and 60-month loans. It also offers other cash-back incentives.

The program covers most Buick, Cadillac, Chevrolet, GMC, Oldsmobile, Pontiac, Saturn, and Saab cars and trucks.

To compete for customers in the sluggish economy, Ford is offering zero percent financing on most 2003 Ford brand trucks and sport utility vehicles through Jan. 2.

DaimlerChrysler is offering zero percent loans for periods less than five years on 23 different 2003 model cars and minivans.