Michigan was tossed another lifeline Wednesday, when the feds announced an additional $128 million to help the unemployed fight foreclosure.

"We didn't have any forewarning of the announcement, so we were ecstatic," says Mary Townley from the Michigan State Housing Development Authority.

The new grant comes on the heels of nearly $155 million in federal funds earlier this year. Townley says up to $9,000 will be awarded to families if they qualify for the Hardest Hit program.

"It is critical for us to keep individuals and families in homes," says Townley.

With more federal money, the housing authority hopes to see fewer foreclosure stickers on homes. The extra $128 million will help an 13,000 more unemployed workers in Michigan.

"If we can help them with these awarded funds, get them into a sustainable home, that can provide some long-term success," Townley says.

But some homeowners still feel helpless. Take Guy Vaive.

"I'm not looking for a handout," says Vaive. "I'm just looking for a little help."

He lost his job two years ago. But he's not receiving unemployment because his wife still works.

"We've lost half of our income," Vaive says.

So paying his mortgage has been a struggle, and he faces foreclosure. Vaive contacted the state, only to find he doesn't qualify for the hardest hit fund.

"Your lender has to participate. Ours does not."

"We currently have 78 lenders signed up," says Townley.

And she says that number is constantly growing. Townley adds program details may change with the new money, but the best way to get help is to make sure your lender is on the list.

So far, MSHDA has received 89 loan applications, which amounts to about $400,000, says Townley. She says it takes about 30 days to process the paperwork. Homeowners must contact their lenders first. To find an updated list of providers, visit www.michigan.gov/hardesthit.