When I was a kid, my Grandpa Jim used to always tell me, "Nothing is free," when I'd tell him about some good deal I found. I always loved to try and prove him wrong. I actually thought about that once when watching the freecreditreport.com commercials. You know, the catchy folk rock song with the singer who always twangs, "F-R-E-E that spells free... creditreport.com, bay-bee..." I thought, HA! Free. I ran across something today that makes me sure Big Jim is laughing up there. Apparently, it's not free at all and the commercial is a big falsehood.